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FUND FACTS - HSBC Bank Canada

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FUND FACTS
HSBC Global Asset Management (Canada) Limited
HSBC Emerging Markets Pooled Fund
December 18, 2014
This document contains key information you should know about the HSBC Emerging Markets Pooled Fund (the “Fund”). You can find more
details in the Fund’s simplified prospectus. Ask your representative for a copy, contact HSBC Global Asset Management (Canada) Limited at
1-800-830-8888 and global_asset_management@hsbc.ca or visit www.hsbc.ca/investment-resources.
Before you invest in any fund, you should consider how it would work with your other investments and your tolerance for risk.
Quick facts
Fund code
—
Date series started
September 21, 2010
Fund manager
HSBC Global Asset Management (Canada) Limited
Portfolio managers
Income: annually, in December near month end
Capital gains: annually, in December near month end
Total value of the Fund on October 31, 2014 $115.6 million
Distributions
Management expense ratio (MER)
Minimum investment
0.21%
Delaware Investment Advisers, a series of Delaware
Management Business Trust, Trilogy Global Advisors LP
$50,000 initial, $250 additional
What does this fund invest in?
The Fund invests primarily in companies based in emerging market countries. It may also invest in companies based outside of emerging
markets countries that have significant business in emerging market countries.
The charts below give you a snapshot of the Fund’s investments on October 31, 2014. The Fund’s investments will change.
Top 10 investments on October 31, 2014
1. Samsung Electronics Co., Ltd.
2. Baidu Inc., ADR
3. Taiwan Semiconductor Manufacturing Co., Ltd.
4. Itau Unibanco Banco Multiplo SA
5. Hon Hai Precision Industry Co., Ltd.
6. Reliance Industries Ltd., GDR
7. Teva Pharmaceutical Industries Ltd., ADR
8. Tim Participacoes SA, ADR
9. Banco Bradesco SA, Preferred, ADR
10. Dr. Reddy's Laboratories Ltd.
Total percentage of top 10 investments
3.6%
3.4%
2.7%
2.0%
1.7%
1.5%
1.4%
1.3%
1.2%
1.2%
20.0%
Total investments
187
Investment mix on October 31, 2014
Sector Mix
 Financials
 Information Technology
 Consumer Discretionary
 Energy
 Consumer Staples
 Industrials
 Telecommunication Services
 Materials
 Health Care
 Utilities
 Cash & Equivalents
19.9%
19.2%
11.8%
10.3%
9.0%
8.7%
8.2%
6.4%
3.7%
1.2%
1.6%
Investment mix on October 31, 2014
Geographic Mix














China
Brazil
South Korea
India
Taiwan
South Africa
Russia
Mexico
Thailand
Hong Kong
Turkey
Indonesia
Israel
Netherlands
15.9%
14.1%
13.9%
11.5%
7.7%
5.8%
5.3%
4.2%
3.0%
2.3%
2.2%
2.1%
1.4%
1.3%













Argentina
Chile
Panama
Malaysia
Poland
Australia
Colombia
Hungary
Philippines
Cyprus
Portugal
Bahrain
Cash & Equivalents
1.0%
1.0%
0.9%
0.8%
0.8%
0.7%
0.7%
0.6%
0.6%
0.3%
0.3%
0.0%
1.6%
HSBC Emerging Markets Pooled Fund
How risky is it?
The value of the Fund can go down as well as up. You could lose
money.
One way to gauge risk is to look at how much the Fund’s returns
change over time. This is called “volatility”.
In general, funds with higher volatility will have returns that
change more over time. They typically have a greater chance of
losing money and may have a greater chance of higher returns.
Funds with lower volatility tend to have returns that change less
over time. They typically have lower returns and may have a lower
chance of losing money.
Risk rating
HSBC Global Asset Management (Canada) Limited has rated the
volatility of this Fund as high.
This rating is based on how much the Fund’s returns have changed
from year to year. It doesn’t tell you how volatile the Fund will be in
the future. The rating can change over time. A fund with a low risk
rating can still lose money.
low
low to
medium
medium
medium to
high
high
For more information about the risk rating and specific risks that can
affect the Fund’s returns, see the What is a mutual fund and what are
the risks of investing in a mutual fund? section of the Fund’s simplified
prospectus.
No guarantees
Like most mutual funds, this Fund doesn’t have any guarantees. You
may not get back the amount of money you invest.
How has the Fund performed?
This section tells you how the Fund has performed over the past 3 years. Returns are after expenses have been deducted. These expenses
reduce the Fund’s returns.
Year-by-year returns
This chart shows how the Fund performed in each of the past 3 calendar years. During this period, there was 1 year in which the value of the
Fund dropped. The range of returns and change from year to year can help you assess how risky the Fund has been in the past. It does not tell
you how the Fund will perform in the future.
40%
30%
20%
10%
0%
-10%
-20%
-30%
-40%
12.7%
8.3%
-19.9%
2011
2012
2013
Best and worst 3-month returns
This table shows the best and worst returns for the units of the Fund in a 3-month period over the past 3 years. The best and worst
3-month returns could be higher or lower in the future. Consider how much of a loss you could afford to take in a short period of time.
Return
Best return
Worst return
11.8%
-16.3%
3 months ending
If you invested $1,000 at the beginning of the period
March 31, 2012
Your investment would rise to $1,118.
September 30, 2011
Your investment would drop to $837.
Average return
A person who invested $1,000 in the Fund since its inception would have $1,159 on October 31, 2014. This works out to an annual compound
return of 3.7% a year.
HSBC Emerging Markets Pooled Fund
Who is this fund for?
A word about tax
This fund might be suitable for investors who:
In general, you pay tax on your share of the Fund's taxable
earnings and capital gains you realize from redeeming your
investment. The amount of tax depends on the tax rates that apply
to you, and the type of earnings realized by the Fund (e.g. interest,
dividends, capital gains, etc.) and whether or not you hold your
investment within a registered retirement savings plan or other
registered plan.
• want to earn long-term capital growth
• have a long-term investment time horizon
• have a high tolerance for risk
!
It is not suitable for investors with a low, low to medium, medium,
or medium to high tolerance for risk or a short- or medium-term
investment time horizon.
Keep in mind that if you hold your investment outside of a
registered plan, you will receive a tax slip that shows your share
of the Fund's earnings. You must report your share of the taxable
earnings in your taxable income, whether you receive them in
cash or have them reinvested. In addition, you must calculate
your taxable capital gains realized on redemption.
How much does it cost?
The following tables show the fees and expenses you could pay to buy, own and sell units of the Fund. The fees and expenses — including
any commissions — can vary among the series of a Fund and among funds. Higher commissions can influence representatives to
recommend one investment over another. Ask about other funds and investments that may be suitable for you at a lower cost.
1. Sales charges
No sales charges apply when you purchase or redeem units of the Fund.
2. Fund expenses
You don’t pay these expenses directly. They affect you because they reduce the Fund’s return.
As of June 30, 2014, the Fund’s expenses were 0.33% of its value. This equals $3.30 for every $1,000 invested.
Annual rate (as a % of the Fund’s value)
Management expense ratio (MER)*
This is the total of the Fund’s management fee and operating expenses
0.21%
Trading expense ratio (TER)
These are the Fund’s trading costs
0.12%
Fund expenses
0.33%
*The MER for the Fund consists of operating expenses only because the Fund does not pay management fees.
3. More about the trailing commission
HSBC Global Asset Management (Canada) Limited does not pay your representative a trailing commission for the units you own of the Fund.
4. Other fees
You will pay an investment management fee when you hold units of the Fund. Investment management fees are paid by you to HSBC Global
Asset Management (Canada) Limited, HSBC Investment Funds (Canada) Inc., or your approved representative for the discretionary
management of your portfolio. There are no fees associated with selling or switching units of the Fund.
Fee
What you pay
Investment management fee
These fees are negotiated between you and HSBC Global Asset Management (Canada)
Limited, HSBC Investment Funds (Canada) Inc., or your approved representative and will
not exceed 2.50%.
HSBC Emerging Markets Pooled Fund
What if I change my mind?
For more information
Under securities law in some provinces and territories, you have
the right to:
Contact HSBC Global Asset Management (Canada) Limited or your
representative for a copy of the Fund’s simplified prospectus and
other disclosure documents. These documents and the Fund Facts
make up the Fund’s legal documents.
• withdraw from an agreement to buy mutual fund units within two
business days after you receive a simplified prospectus or Fund
Facts document, or
• cancel your purchase within 48 hours after you receive
confirmation of the purchase.
In some provinces and territories, you also have the right to
cancel a purchase, or in some jurisdictions, claim damages, if the
simplified prospectus, annual information form, Fund Facts
document or financial statements contain a misrepresentation.
You must act within the time limit set by the securities law in your
province or territory. For more information, see the securities law
of your province or territory or ask a lawyer.
HSBC Global Asset Management (Canada) Limited
885 West Georgia Street, 3rd Floor
Vancouver, BC V6C 3E8
Toll-free: 1-800-830-8888
Email: global_asset_management@hsbc.ca
www.hsbc.ca/investment-resources
To learn more about investing in mutual funds, see the
brochure Understanding mutual funds, which is available
on the website of the Canadian Securities Administrators at
www.securities-administrators.ca.
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