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Infographic: What ACA does mean for Behavioral Health

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WHAT DOES THE
Affordable Care Act Mean
for Behavioral Health?
Why Is Behavioral Health Important?
Behavioral health is essential to health.
Mental health and substance use issues affect everyone.
ABOUT HALF
OF ALL AMERICANS
MORE THAN HALF
OF ALL AMERICANS
will meet criteria for mental illness
at some point in their lives.
know someone in recovery from
a substance use problem.
How Does the Affordable Care Act Help Someone With
a Mental Health or Substance Use Disorder?
Plans cannot turn you down.
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You will not be charged more or denied coverage because you live
with mental illness or a substance use disorder. Plans are not allowed
to cancel your coverage when you get sick or use more services.
Young adults can be covered under a parent’s
insurance plan until age 26.
If a plan covers children, they can be added to or kept on a parent’s
health insurance policy until they turn 26 years old, even if they are
working or living independently.
3
Plans cannot put lifetime limits on basic health and
behavioral health care.
Plans can no longer apply yearly or lifetime dollar limits on
coverage of essential health benefits, including benefits for mental
health and substance use disorder services.
Certain preventive services are covered at no cost.
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Most health plans must now cover preventive services like depression
screening for adults and behavioral health assessments for children
at no cost.
Plans must provide parity protections for behavioral
health services.
In general, limits applied to mental health and substance abuse
services can’t be more restrictive than limits applied to medical
and surgical services.
Thanks to the ACA, recovery is in reach for more Americans.
Visit healthcare.gov to learn how to sign up for coverage
through the Health Insurance Marketplace.
For More Information
Behavioral Health
Visit samhsa.gov
Visit mentalhealth.gov
Health Insurance Marketplace
Call 1-800-318-2596
To talk to an interpreter, call 1-800-318-2596
and say “Agent” or press “0”. Once an agent is
on the line, say the name of the language you
need. TTY users should call 1-855-889-4325.
Visit healthcare.gov
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